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Top Tier Custom Floors

San Diego County

Flooring Installation in Rancho Santa Fe, CA

Top Tier Custom Floors installs custom hardwood, herringbone and chevron pattern floors, borders and inlays, and custom stair treads in Rancho Santa Fe, California (ZIP codes 92067 and 92091). All work is performed personally by owner Stone Peters under active California C-15 license #1099373.

Neighborhoods we work in

the Covenant · Fairbanks Ranch · Rancho Santa Fe Farms · The Bridges · Cielo — ZIP 92067, 92091

Floors we have laid in Rancho Santa Fe

Every one of these is a Rancho Santa Fe house, and Stone laid all of them.

All Rancho Santa Fe photos
  • Marble mosaic inlay runner framed by a mitered oak border inside a herringbone floor
    Straight down the inlay. The border had to be mitered at every corner.
  • Full flight of oak stairs with green diamond tile risers lit from beneath each tread
    The finished flight, lit.
  • White oak staircase and runner spiraling down to a marble checkerboard entry floor
    The whole flight, from the landing down.
  • Light wire-brushed white oak plank floor in a Rancho Santa Fe kitchen with marble counters
    Wide-plank oak through the kitchen, where most people are told to use tile.
  • Dark-stained herringbone wood floor meeting a stone tile entry in a Rancho Santa Fe living room with a valley view
    Herringbone laid up to a stone threshold, with the golf course beyond the glass.
  • Herringbone white oak floor with a marble mosaic inlay runner set flush into it, beside a grand piano
    A marble mosaic runner set flush into herringbone oak, with a mitered oak border.

Estate homes, and why owner-installed matters here

Rancho Santa Fe jobs are big. Large square footage, expensive material, and a standard of finish where close enough from across the room isn't going to pass.

The way most flooring companies work is a salesperson quotes it and a crew you've never met lays it. That's exactly wrong for this kind of house. The person who quoted your floor should be the one on his knees installing it, and that is how we run every job, big or small.

Spanish and Mediterranean architecture

The Covenant runs heavily to Spanish Colonial and Mediterranean, and that brings its own problems. Saltillo and stone already down. Arched doorways that make transitions awkward. Thick plaster walls that are never straight, which makes fitting a floor to them an interesting afternoon.

Wide planks and wide-board pattern work suit rooms this size. Standard strip flooring can look undersized under a fourteen-foot ceiling.

Working within the Covenant

The Rancho Santa Fe Association controls more than most HOAs do. On top of that, estates come with their own gate schedules, access rules, and a property manager to coordinate with.

None of that is a problem, but it has to be arranged beforehand. Showing up unannounced at a gated estate wastes everybody's day.

Rancho Santa Fe flooring questions

Does the Rancho Santa Fe Association need to approve new flooring?

Interior flooring is not what the Covenant's Art Jury reviews — its remit is what the property looks like from outside. What the Association and the individual gated communities do control is contractor access and working hours. Top Tier Custom Floors arranges gate clearance, vehicle details, and the material delivery window before the job is scheduled, so a pallet of oak is never turned away at a gate.

Can Saltillo tile be replaced with hardwood in a Rancho Santa Fe home?

Yes, and it is one of the most common requests here. The work is in the removal rather than the installation: Saltillo is thick, usually set in a mortar bed directly on the slab, and taking it up leaves an uneven surface and a real amount of debris. The slab underneath then has to be ground flat, moisture-tested, and often leveled before wood goes down. That demolition and prep belongs in the estimate up front — it is the single biggest reason these quotes vary.

What flooring suits Spanish and Mediterranean architecture?

Wide-plank white oak in a matte, low-sheen finish, or a herringbone in the same. Both sit inside the plaster-and-timber vocabulary these houses already use. Rancho Santa Fe interiors frequently have arched openings and plaster returns rather than square jambs, which means the boards get scribed to a curve rather than butted to a straight edge — slower work, and the difference between a floor that looks built into the house and one that looks laid on top of it.

Rancho Santa Fe clients

5.0 average from 22 reviews on Google

  • ★★★★★

    Stone and his crew were very punctual and clean cut. My wife is highly sensative and can’t stand the scent of cigarettes I don’t judge it just bothers her and I’ve had contractors in the past that upset her with butts in the street and odor in the house. But on to the work. He did exactly what we hired him for and did it in a professional timely manner that left us with relief after hearing so many bad horror stories about contractors. A+ Stone Thanks and we will call you again on our rental property

    Mike Lyons · Google

  • ★★★★★

    Stone is incredibly knowledgeable, hardworking, and truly cares about the quality of his work and the people he works with. He takes a lot of pride in Top Tier Floors, and it shows in the attention to detail, communication, and professionalism he brings to every project. If you’re looking for someone trustworthy and dependable for your flooring needs, I’d absolutely recommend Stone and the Top Tier Floors team!

    Stephanie White · Google

  • ★★★★★

    Stone and his crew did an awesome job removing existing flooring and installed new wood flooring. They were trustworthy, professional, went above and beyond the normal scope of floor installation. The crew was sensitive to the elderly occupant and spent time conversing & visiting with the gentleman. I greatly appreciated Stone’s attention to detail and would certainly use his services again.

    Mary K · Google

Reviews are reproduced as written. More on Yelp.

Flooring estimates in Rancho Santa Fe

Free, in person, and usually within a few days. Nobody can quote a floor properly from photographs, so Stone comes out and looks at yours.

California C-15 License #1099373 · Active · Owner-installed